Automate Insurance Appeals
& Claims Management

Our AI reads your denial and builds a data-driven appeal letter — free to start. Pay only when you're ready to finish and file.

Start My Appeal Free

No credit card required · 48-hour turnaround · 40-60% success rate

Free Instant Check — No Signup

As Seen In

Des Moines RegisterIowa Public RadioAxios Des MoinesBusiness RecordIowa Realty NewsCorridor Business Journal

100% Contingency

Pay only if you win

Iowa Certified

Licensed consultants

48hr Response

Free assessment

Local Experts

Des Moines based

$4.2M+

Total savings secured for Iowa owners

1,800+

Properties successfully appealed

79%

Win rate on filed appeals

4.9★

Average client rating (200+ reviews)

Automate the Appeals Process

From check to savings in as little as 30 days

1

Check your property

Enter your address and get an instant AI estimate of your over-assessment — in under 15 seconds.

2

We analyze & build your case

Our AI and licensed Iowa consultants compare your assessment to recent sales and draft your appeal.

3

We file & represent you

We handle every form, deadline, and county hearing on your behalf — you don't attend anything.

4

You save. We earn our share.

We only charge 30–40% of your first year of savings. If we don't win, you owe zero.

Simple Pricing

Start free. Pay to finish.

No hidden fees. No subscription required to start. No credit card to begin.

MOST POPULAR

Start Your Appeal

$0free

Start one appeal free — no credit card

  • AI reads your denial letter
  • Draft appeal letter generated
  • Insurance company comparison
  • Denial reason analysis
  • No payment required to start
Start My Appeal Free

Finish & File

$49one-time

Pay once to finish and file your appeal

  • Expert review of your draft
  • Final formatting & polish
  • File-ready submission package
  • Deadline tracking alerts
  • Email support

Appeal Shield

$9/month

Unlimited appeals, always protected

  • Unlimited appeal letters
  • Priority deadline alerts
  • Annual coverage review
  • Cancel anytime

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Found AppealIQ helpful? Tip us to keep appeals accessible for everyone.

Who We Help

Built for Every Iowa Property Owner

Whether you own one home or a portfolio of commercial buildings, AppealIQ has a path for you.

Homeowners

"You shouldn't pay a dollar more than your home is worth."

  • Average Iowa residential over-assessment: 8–15%
  • We compare your home to 6–12 nearby sales
  • Most residential appeals settle in 45 days
  • Average savings: $1,200–$2,800/year
Check My Home

Commercial Owners

"Your building's income — not your assessor's guess — should set the value."

  • Downtown Des Moines office vacancy near 30%
  • Income approach using actual rent rolls & vacancy
  • Average commercial savings: $8,000–$60,000/year
  • We handle PAAB appeals and district court if needed
Analyze My Building

Investors & Portfolios

"Own multiple properties? One platform to rule them all."

  • Bulk intake — submit all properties at once
  • Unified dashboard to track every appeal
  • Volume pricing available for 5+ properties
  • Priority consultant access for large portfolios
Talk to a Consultant
Full-Service Appeal

Track Claims & Denials

You submit once. We handle everything else — analysis, filing, hearings, and follow-up.

Day 1

Submit Your Property

Fill out our 2-minute form. No documents needed. We pull county assessment records automatically.

Days 2–5

AI Comp Analysis

Our AI scans recent comparable sales, checks assessor assumptions, and flags every discrepancy that supports a lower value.

Days 6–10

Case Built & Filed

A licensed Iowa consultant reviews your case, signs the appeal, and files it with your county Board of Review before the deadline.

Days 30–90

Hearing (We Attend)

We represent you at the informal hearing. You don't attend. We present the evidence. Most cases settle without a formal hearing.

After Win

You Save. We Earn.

When we win, you receive a reduced assessment notice. We invoice only our agreed percentage of the first-year savings.

Start My Free Appeal

Contingency only · Iowa-licensed consultants · No upfront cost

How We Win

The Evidence We Build Your Case On

Winning a property tax appeal isn't about arguing — it's about evidence. Here's exactly what we use to build an airtight case.

Strongest

Comparable Sales (Comps)

We pull recent sales of similar properties within 1 mile and the same timeframe. If neighbors sold for less, your assessment should reflect that.

Very Strong

Income Approach (Commercial)

For office, retail, and industrial properties, we calculate actual NOI using your vacancy rate, market rent, and cap rate — often drastically lower than the assessed value.

Strong

Assessor Data Errors

Assessors frequently record wrong square footage, wrong bedroom count, or wrong year built. Each error inflates your value. We check every field.

Supplemental

Property Condition Photos

Deferred maintenance, foundation issues, roof damage, and outdated systems all reduce market value. Photos submitted as evidence support a lower assessed value.

Strong

Recent Appraisal

A recent independent appraisal by a licensed Iowa appraiser is powerful evidence that the Board of Review must consider — especially if it's lower than the assessed value.

Supplemental

Market Trend Data

When local market values have declined or stagnated since the last assessment, county-wide trend data supports a reduction even without specific comps.

Iowa Market Data

Over-Assessments By Area

Based on our appeal data across Greater Des Moines, here's where Iowa property owners are being over-charged the most.

Polk County
Residential
↑ Rising Over-Assessment

Avg over-assessed

12%

Avg savings

$1,840

Appeals won

847

Dallas County
Residential
↑ Rising Over-Assessment

Avg over-assessed

9%

Avg savings

$1,240

Appeals won

312

Downtown DSM
Commercial Office
⚠ High Over-Assessment

Avg over-assessed

28%

Avg savings

$31,000

Appeals won

94

West Des Moines
Residential
↑ Rising Over-Assessment

Avg over-assessed

11%

Avg savings

$1,680

Appeals won

221

Ankeny
Residential
✓ Stable

Avg over-assessed

8%

Avg savings

$1,100

Appeals won

178

Johnston
Residential
↑ Rising Over-Assessment

Avg over-assessed

10%

Avg savings

$1,520

Appeals won

143

Downtown Des Moines commercial owners: Act now

With office vacancy near 30%, most commercial assessments are based on pre-pandemic occupancy assumptions. The income-approach gap is significant — and most owners don't know they can use it as evidence.

AI-Driven Appeal Letter Generation

Built specifically for Iowa. Not a generic national platform.

AI Comp Analysis

Automatically surfaces recent comparable sales that support a lower value — the same data assessors use. We beat the assessor at their own game.

Hearing Representation

Licensed Iowa consultants attend every informal hearing, formal board session, and district court appearance on your behalf.

Never Miss a Deadline

Iowa's appeal window is April 2 – May 1. Miss it and you wait a full year. We track every county deadline and file on time, every time.

Commercial Expertise

Income approach, cap rate analysis, and vacancy adjustments for office, retail, and industrial properties — the most complex appeals in Iowa.

The AppealIQ Guarantee

We carry all the risk. You keep all the upside.

We built AppealIQ because the system was broken — property owners were either overpaying silently or spending thousands on attorneys with no guarantee. We fixed that.

Zero Upfront Cost

We never charge you a single dollar to start, analyze, or file your appeal. Not even for postage.

Pay Only If You Win

If your appeal doesn't result in savings, you owe us nothing. Zero. We eat the cost of analysis, filing, and hearing time.

We Beat the Deadline or It's Free

If we miss your Iowa filing deadline due to our error, your first year of representation is completely free.

Licensed Iowa Consultants

Every appeal is signed and filed by a licensed Iowa property tax consultant — not an algorithm, not an out-of-state paralegal.

How Our Fee Compares

AppealIQ

30–40%

of year-1 savings only

O'Connor

50%

of savings

Local Attorney

33–50%

+ $200–500 upfront

Start Risk-Free

No credit card · No commitment · Cancel anytime before filing

How AppealIQ Stacks Up

We built the platform we wish existed — more tools, more transparency, better results.

Feature⭐ Best ChoiceAppealIQOwnwellO'ConnorDIY
Iowa-licensed consultants
AI-powered comp analysis
Commercial income approach
Contingency only (you pay only if we win)
Hearing representation
AI chatbot & expert access
Dedicated client dashboard
Average annual savings$2,400$774N/AUnknown

4.9 out of 5 stars

Based on 200+ Iowa homeowner reviews

"They found $1,800 in savings I never would have caught on my own. The process was effortless."

M

Mark T.

Des Moines, Iowa

"My commercial building assessment was reduced by $140,000. Their income approach analysis was airtight."

S

Sandra K.

Ankeny, Iowa

"Within 2 weeks of signing up, they filed everything. We won and I only paid after seeing the savings."

J

James R.

West Des Moines, Iowa

"Tried to appeal on my own last year and lost. AppealIQ won in the first round with better comps."

D

Diana L.

Clive, Iowa

For property tax consultants

Run your entire practice from one platform

AppealIQ isn't just for homeowners. Consultants use our platform to manage multi-property portfolios, build commercial income analyses, track Iowa county deadlines, and close more cases with AI-powered argument tools.

Access Consultant Dashboard

Multi-client pipeline

Manage every property, appeal, and deadline in one dashboard

Income approach tools

Built-in commercial calculator with NOI, vacancy, and cap rate analysis

Deadline tracking

Iowa county deadlines tracked automatically — never miss a window

Client CRM

Full lead and client management from intake to closing

Frequently Asked Questions

Everything you need to know about property tax appeals in Iowa.

Still have questions? Talk to our team →

Iowa Deadline: May 1

Is your property over-assessed?

Find out in 15 seconds. No cost to check. No commitment required. No upfront fees — ever.

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Contingency only · Licensed Iowa consultants · No upfront cost