Terms of Service

Last updated: June 2026

Welcome to AppealIQ AI. By using our website and services, you agree to these Terms of Service. Please read them carefully.

Service Description

AppealIQ AI provides an AI-powered platform that helps users generate insurance appeal letters, analyze claim denials, and compare insurance providers. Our tools are informational and do not constitute legal advice.

No Attorney-Client Relationship

Use of AppealIQ AI does not create an attorney-client relationship. Our AI-generated appeal letters and analyses are tools to assist you; they are not a substitute for professional legal counsel. For complex cases, we recommend consulting a licensed attorney.

Contingency Pricing

For represented appeals, we operate on a contingency basis — we only get paid if you save money. Our fee is 30–40% of your first year of savings. If we don't win your appeal, you owe nothing. Free tools (calculator, property check) carry no obligation.

User Responsibilities

  • You agree to provide accurate, truthful information when using our platform.
  • You are responsible for reviewing AI-generated content before submission.
  • You must not use our service for fraudulent or illegal purposes.

Intellectual Property

All content, software, and materials on this site are owned by AppealIQ AI and protected by intellectual property laws. AI-generated appeal letters produced for your case are yours to use.

Limitation of Liability

AppealIQ AI is provided "as is" without warranties of any kind. We are not liable for outcomes of appeals, decisions by insurance companies, county boards, or courts. Our maximum liability is limited to fees paid to us.

Changes to Terms

We may update these terms periodically. Continued use of the service after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms? Visit our Contact page.